Full Description

Your Easy-to-Follow Action Plan for Financial Recovery

Fighting off creditors and trying to pay mountain-high bills can weigh anyone down. Stop living day-to-day and regain control of your finances once and for all. The Complete Personal Bankruptcy Guide can help you put an end to the abusive tactics of collection agencies and guide you through filing your own bankruptcy. You deserve a new beginning and it starts right here.

Cease Creditor Calls
Discharge debts and stop creditors from future harassment.

Protect Your Home
Save your home from foreclosure and prevent liens and evictions.

Protect your Future
End garnishments and attachments while protecting your pensions and retirement plans.

Strengthen Your Finances
Discover ways to raise your credit score and prevent future bankruptcies.

Keep Your Car
Avoid repossessions and other losses of your personal property.

Build Good Credit
Get on the road to financial freedom by changing behaviors and managing your resources more effectively.

The ONLY Book You Need to File Your Own Bankruptcy

Table of Contents

Using Self-Help Law Books -

Introduction -

Section 1: Bankruptcy and the Legal System -
-History and General Information
-The Legal System
-Bankruptcy Law and Procedure

Section 2: Lawyers -
-Needing a Lawyer
-Selecting a Lawyer
-Working with a Lawyer
-Firing Your Lawyer

Section 3: Avoiding Bankruptcy -
-The Effects of Bankruptcy
-Income and Expenses Worksheet
-Property Worksheet
-Debt Assessment
-General Guidelines
-Alternatives to Bankruptcy

Section 4: Preparing for Bankruptcy -
-Basic Legal Requirements
-Arranging Your Finances

Section 5: Gathering Information -
-Income
-Expenses
-Property
-Debts
-Legal Research

Section 6: Chapter 7 Bankruptcy -
-Qualifying for Chapter 7 Bankruptcy
-Understanding Legal Forms
-Voluntary Petition
-Application to Pay Filing Fee in Installments
-Application for Waiver of the Chapter 7 Filing Fee
-Schedule A—Real Property
-Schedule B—Personal Property
-Schedule C—Property Claimed as Exempt
-Schedule D—Creditors Holding Secured Claims
-Schedule E—Creditors Holding Unsecured Priority Claims
-Schedule F—Creditors Holding Unsecured Nonpriority Claims
-Schedule G—Executory Contracts and Unexpired Leases
-Schedule H—Codebtors
-Schedule I—Current Income of Individual Debtor(s)
-Schedule J—Current Expenditures of Individual Debtor(s)
-Summary of Schedules
-Declaration Concerning Debtor’s Schedules
-Statement of Financial Affairs
-Chapter 7 Individual Debtor’s Statement of Intention
-Statement of Current Monthly Income and Means Test Calculation
-Debtor’s Certification of Completion of Instructional Course Concerning Personal Financial Management
-Master Address Lists and Mailing Matrix
-Filing with the Court Clerk and Notifying Creditors
-Creditors’ Meeting
-Court Hearing and Approval of Plan

Section 7: Chapter 13 Bankruptcy -
-Qualifying for Chapter 13 Bankruptcy
-Understanding Legal Forms
-Voluntary Petition
-Application to Pay Filing Fee in Installments
-Schedule A—Real Property
-Schedule B—Personal Property
-Schedule C—Property Claimed as Exempt
-Schedule D—Creditors Holding Secured Claims
-Schedule E—Creditors Holding Unsecured Priority Claims
-Schedule F—Creditors Holding Unsecured Nonpriority Claims
-Schedule G—Executory Contracts and Unexpired Leases
-Schedule H—Codebtors
-Schedule I—Current Income of Individual Debtor(s)
-Schedule J—Current Expenditures of Individual Debtor(s)
-Summary of Schedules
-Declaration Concerning Debtor’s Schedules
-Statement of Financial Affairs
-Chapter 13 Plan
-Statement of Current Monthly Income and Disposable Income Calculation
-Debtor’s Certification of Completion of Instructional Course Concerning Personal Financial Management
-Master Address Lists and Mailing Matrix
-Filing with the Court Clerk and Notifying Creditors
-Creditors’ Meeting
-Court Hearing and Approval of Plan

Section 8: Special Circumstances -
-Amending Your Paperwork
-Changing from Chapter 13 to Chapter 7
-Lien Avoidance
-Redemption
-Reaffirming a Debt
-Lawsuits
-Pensions and Retirement Plans

Section 9: After Your Discharge -
-Handling Your Finances
-Obtaining Credit

Glossary -
Appendix A: Exemptions (Federal and State) -
Appendix B: Checklists and Worksheets -
Appendix C: Blank Forms -
Index -
About the Author

Excerpt

Editorial Reviews

Customer Reviews

Customer Reviews: