Full Description

Buying a home can be stressful and overwhelming, especially if you do not know the ins and outs of real estate. This book provides easy-to-understand answers to some of the most common questions that home buyers have.

Topics discussed include:

--Finding property
--Figuring out how much a house in worth
--Preparing an offer
--Financing
--Laws that apply to real estate
--Tax issues

The Home Buyer’s Answer Book is a quick, authoritative reference for consumers who want immediate answers to their most pressing home-buying questions.

Table of Contents

Introduction
Housing Market Basics

Step One: Get Your Finances in Order
Chapter 1: Check Your Credit Rating
Chapter 2: My Credit Report
Chapter 3: Fix Errors on Your Credit Report
Chapter 4: Working to Get a Good Credit Rating
Chapter 5: Calculate What You Can Afford

Step Two: Look for Your Perfect Home
Chapter 6: Select a Neighborhood
Chapter 7: What Do I Need and Want in a Home
Chapter 8: Building a Home and Teardowns
Chapter 9: Going Green
Chapter 10: Real Estate Professionals
Chapter 11: Viewing Houses on the Market

Step Three: Obtain Financing
Chapter 12: Mortgage Basics
Chapter 13: My Mortgage
Chapter 14: Alternative Sources of Money
Chapter 15: HUD, FHA, and VA
Chapter 16: Subprime Mortgages, Predatory Lending, and Mortgage Fraud

Step Four: Make an Offer to Buy
Chapter 17: The Offer and Sales Contract
Chapter 18: Inspections, Surveys, Appraisals, and Warranties
Chapter 19: The Closing

Step Five: Other Aspects of the Home Purchase
Chapter 20: I Need to Sell My House in order to Buy Another One
Chapter 21: Housing Discrimination
Chapter 22: Owners Who Do Not Sell Through a Real Estate Agent—For Sale By Owner
Chapter 23: Foreclosure
Chapter 24: Buying a House as an Investment

Final Words
Glossary
Appendix A: Websites to Assist You in Buying a House
Appendix B: Useful Forms
Index
About the Author

Excerpt

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