Special Offer:
Get Free Shipping on orders $50.00 or more.
Special Offer:
Use Coupon code 08SX4821 to receive 10% off your next order.
Click here to register for more special offers

Members receive:

  • Special monthly coupon code emailed to you 
  • Our monthly newsletter 
  • Notification when new books are released 
  • Free shipping on every order over $50! 


Real Estate arrow Selling arrow Sell Your Home Without a Broker

Sell Your Home Without a Broker

Sell Your Home Without a Broker

By: Joseph P. DiBlasi Attorney at Law
Product ISBN: E9781572485297  
Price: $12.95
Publication Date: December 2005  

Save thousands of dollars in real estate commissions. Sell your own home for a greater profit and on your own terms.

Available formats: Book, Adobe eBook


Full Description

Tens of thousands of for-sale-by-owner homes go on the market every year. Those who do it right make top dollar and save thousands of dollars in real estate commissions. You, too, can sell your own home for a greater profit and on your own terms.

Sell Your Home Without a Broker takes you through each step in the home-selling process. It cuts through the confusion and addresses the important issues of selling your own home. Armed with the essential information provided, you can sell your home quickly, make a greater profit and do it all at your own pace.

Written by a seasoned real estate attorney, Sell Your Home Without a Broker teaches you how to: use the Internet to your advantage, write a powerful advertisement, save money at closing, dodge pitfalls in the home-selling process, host an effective open house, and make moving day a breeze.

Table of Contents

Introduction

Chapter 1: What is a Mortgage?
- How are Mortgages Structured?
- Promissory Notes

Chapter 2: The Mortgage Industry
- Why Would a Primary Lender Sell a Loan?
- Who Buys These Loans?
- What the Secondary Market Means to You

Chapter 3: Underwriting
- Credit History
- Income-to-Debt Ratios
- The Property
- Sample Gift Letter

Chapter 4: Interest Rates -
- Understanding Interest Rates
- Points and Buydowns
- Locking in Your Loan Rate
- Assumable Mortgages and Prepayment Penalties

Chapter 5: Prequalifying for a Loan
- Using a Real Estate Agent
- Using the Web
- Using a Lender

Chapter 6: The Term

Chapter 7: Payment Plans
- Biweekly Payment Plans
- Graduated Payment Mortgage
- Interest-Only Loans
- Balloon Payment Mortgages

Chapter 8: Fixed Mortgages
- Why is the Interest Rate Always a Little Higher?
- Things to Know

Chapter 9: Adjustable Rate Mortgages
- Indexes
- Margins
- Start Rate
- Understanding ARMs
- Flexible Payment Adjustable Rate Mortgage

Chapter 10: Hybrid Mortgages

Chapter 11: Jumbo Loans
- Avoiding the Jumbo Loan

Chapter 12: Prepayment
- Changes that Affect Prepayments Today

Chapter 13: Government Loans
- FHA Insured Mortgage Loans
- The FHA Advantage
- VA Loans

Chapter 14: Hard Money Mortgages -
- Bridge Loans
- Sub-Prime Loans

Chapter 15: Junior Loans
- The Piggyback Loan
- The SingleFile Mortgage

Chapter 16: Home Equity Loans
- Home Equity Line of Credit

Chapter 17: Refinancing
- Whether to Do It
- How to Do It

Chapter 18: Manufactured Housing

Chapter 19: Inflation
- Inflation and Mortgages

Chapter 20: Foreclosure
- How Foreclosure Works
- Avoiding Foreclosure
- Doing Nothing
- Foreclosure Scams
- Bankruptcy

Chapter 21: The Purchase Money Mortgage
- The Seller
- Scams
- Selling the Mortgage

Chapter 22: The Reverse Mortgage
- How It Works
- What You Can Borrow
- Home Equity Conversion Mortgage
- Criteria
- Types of Reverse Mortgages
- Distinguishing FHA with Non-FHA Loans
- The Home Keeper Mortgage
- Annuities
- Future Problems
- Reverse Mortgage Comparison Worksheet
- Reverse Mortgage Comparison Worksheet

Chapter 23: First-Time Buyers
- Budget
- Assets
- Spending

Chapter 24: The Right Loan for You
- Fixed Interest Rate Loans
- Adjustable Rate Mortgages
- Lenders and Mortgage Brokers
- Mortgage Comparison Worksheet
- Mortgage Comparison Worksheet

Conclusion

Glossary
Appendix A: Amoritization Tables
Appendix B: Home Ownership and Equity Protection Act
Appendix C: The Real Estate Settlement Procedures Act
Index
About the Author

Excerpt


Editorial Reviews

No Reviews available.

Customer Reviews

Customer Reviews:

There are yet no reviews for this product.
Please log in to write a review.
Articles in this book

Learn what your house is really worth
Forms in this book
No results were found